Advertisement
The First National Bank Of Eagle Lake
Eagle Lake, TX · FDIC Certificate #3179 · Chartered 12/3
Total assets
$167.65M
Total deposits
$147.71M
Total equity
$19.01M
Net loans
$105.63M
Branches (offices)
3
Net income (YTD)
$1.32M
Rank: #3,183 of 4,213 U.S. banks by assets · #269 of 346 in Texas. Assets changed 3.9% and deposits 6.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.56% |
| Return on equity | 14.17% |
| Net interest margin (YTD) | 4.96% |
| Equity to assets | 11.34% |
| Tier 1 leverage ratio | 11.38% |
| Uninsured deposits (share of deposits) | 30.3% |
| Noncurrent loans (share of loans) | 2.25% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 71.5% |
| Real estate loans (share of loans) | 73.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $78.07M | 73.9% | |
| Commercial & industrial | $16.27M | 15.4% | |
| Consumer / individual | $256.00K | 0.2% | |
| Construction & development | $7.23M | 6.8% | |
| Agricultural | $12.38M | 11.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $138.93M | $124.60M | $743.00K | $13.46M |
| Jun 2023 | $144.45M | $124.92M | $667.00K | $13.83M |
| Jun 2024 | $155.76M | $129.19M | $1.16M | $15.34M |
| Jun 2025 | $161.42M | $138.40M | $1.21M | $17.09M |
| Jun 2026 | $167.65M | $147.71M | $1.32M | $19.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $147.71M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $147.71M.
Similar-sized banks
The Brady National Bank ($167.71M) · Unb Bank ($167.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement