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The First National Bank Of Evant
Evant, TX · FDIC Certificate #3190 · Chartered 10/0
Total assets
$199.41M
Total deposits
$180.38M
Total equity
$18.53M
Net loans
$131.93M
Branches (offices)
3
Net income (YTD)
$2.24M
Rank: #2,981 of 4,213 U.S. banks by assets · #254 of 346 in Texas. Assets changed 10.9% and deposits 10.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.32% |
| Return on equity | 24.41% |
| Net interest margin (YTD) | 4.60% |
| Equity to assets | 9.29% |
| Tier 1 leverage ratio | 9.83% |
| Uninsured deposits (share of deposits) | 19.6% |
| Noncurrent loans (share of loans) | 0.38% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 73.1% |
| Real estate loans (share of loans) | 73.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $97.53M | 73.9% | |
| Commercial & industrial | $13.57M | 10.3% | |
| Consumer / individual | $14.47M | 11.0% | |
| Construction & development | $4.48M | 3.4% | |
| Agricultural | $7.65M | 5.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $157.97M | $148.54M | $859.00K | $9.14M |
| Jun 2023 | $156.96M | $136.18M | $1.24M | $10.45M |
| Jun 2024 | $174.75M | $155.95M | $1.39M | $13.18M |
| Jun 2025 | $179.82M | $163.65M | $1.43M | $15.70M |
| Jun 2026 | $199.41M | $180.38M | $2.24M | $18.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $180.38M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $180.38M.
Similar-sized banks
Blue Ridge Bank ($199.45M) · Elkton Bank & Trust Company ($199.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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