Advertisement
The First National Bank Of Granbury
Granbury, TX · FDIC Certificate #3228 · Chartered 01/0
Total assets
$946.35M
Total deposits
$835.28M
Total equity
$105.38M
Net loans
$524.81M
Branches (offices)
8
Net income (YTD)
$6.37M
Rank: #1,096 of 4,213 U.S. banks by assets · #99 of 346 in Texas. Assets changed 1.7% and deposits 0.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.32% |
| Return on equity | 12.51% |
| Net interest margin (YTD) | 3.75% |
| Equity to assets | 11.14% |
| Tier 1 leverage ratio | 12.13% |
| Uninsured deposits (share of deposits) | 16.3% |
| Noncurrent loans (share of loans) | 0.78% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 62.8% |
| Real estate loans (share of loans) | 91.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $482.38M | 91.9% | |
| Commercial & industrial | $32.91M | 6.3% | |
| Consumer / individual | $14.38M | 2.7% | |
| Construction & development | $91.33M | 17.4% | |
| Agricultural | $1.55M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $920.66M | $852.00M | $4.28M | $65.62M |
| Jun 2023 | $868.00M | $794.11M | $4.97M | $69.89M |
| Jun 2024 | $881.57M | $798.64M | $4.20M | $78.41M |
| Jun 2025 | $930.36M | $832.39M | $5.71M | $93.15M |
| Jun 2026 | $946.35M | $835.28M | $6.37M | $105.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $835.28M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $835.28M.
Similar-sized banks
Mid-Missouri Bank ($946.74M) · First Community Bank Of Tennessee ($943.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement