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The First National Bank Of Lipan
Lipan, TX · FDIC Certificate #3303 · Chartered 01/0
Total assets
$25.94M
Total deposits
$23.11M
Total equity
$2.81M
Net loans
$7.41M
Branches (offices)
1
Net income (YTD)
$121.00K
Rank: #4,165 of 4,213 U.S. banks by assets · #346 of 346 in Texas. Assets changed -13.5% and deposits -15.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 8.78% |
| Net interest margin (YTD) | 4.48% |
| Equity to assets | 10.85% |
| Tier 1 leverage ratio | 10.64% |
| Uninsured deposits (share of deposits) | 6.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 32.1% |
| Real estate loans (share of loans) | 39.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.90M | 39.1% | |
| Commercial & industrial | $1.21M | 16.3% | |
| Consumer / individual | $2.40M | 32.3% | |
| Construction & development | $141.00K | 1.9% | |
| Agricultural | $995.00K | 13.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $28.22M | $26.09M | $36.00K | $2.11M |
| Jun 2023 | $29.24M | $26.98M | $75.00K | $2.22M |
| Jun 2024 | $26.64M | $24.21M | $107.00K | $2.40M |
| Jun 2025 | $29.99M | $27.36M | $118.00K | $2.61M |
| Jun 2026 | $25.94M | $23.11M | $121.00K | $2.81M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $23.11M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $23.11M.
Similar-sized banks
Campus State Bank ($26.22M) · Home Savings Bank, FSB ($25.74M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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