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The Harrison Building And Loan Association
Harrison, OH · FDIC Certificate #28080 · Chartered 01/0
Total assets
$268.03M
Total deposits
$201.38M
Total equity
$43.23M
Net loans
$161.54M
Branches (offices)
3
Net income (YTD)
$1.45M
Rank: #2,623 of 4,213 U.S. banks by assets · #84 of 155 in Ohio. Assets changed -1.8% and deposits -6.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 6.93% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 16.13% |
| Tier 1 leverage ratio | 17.62% |
| Uninsured deposits (share of deposits) | 9.6% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 80.2% |
| Real estate loans (share of loans) | 86.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $139.65M | 86.5% | |
| Commercial & industrial | $13.54M | 8.4% | |
| Consumer / individual | $9.34M | 5.8% | |
| Construction & development | $12.66M | 7.8% | |
| Agricultural | $526.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $254.69M | $213.94M | $787.00K | $30.35M |
| Jun 2023 | $251.72M | $197.85M | $1.23M | $31.18M |
| Jun 2024 | $260.47M | $201.82M | $1.67M | $35.52M |
| Jun 2025 | $272.83M | $215.61M | $1.04M | $36.40M |
| Jun 2026 | $268.03M | $201.38M | $1.45M | $43.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $201.38M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $201.38M.
Similar-sized banks
Bank Of Deerfield ($268.27M) · The First National Bank Of Dennison ($267.38M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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