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The First National Bank Of Dennison
Dennison, OH · FDIC Certificate #6574 · Chartered 10/1
Total assets
$267.38M
Total deposits
$247.54M
Total equity
$19.18M
Net loans
$160.97M
Branches (offices)
5
Net income (YTD)
$831.00K
Rank: #2,624 of 4,213 U.S. banks by assets · #85 of 155 in Ohio. Assets changed -1.5% and deposits -2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.61% |
| Return on equity | 8.73% |
| Net interest margin (YTD) | 4.91% |
| Equity to assets | 7.18% |
| Tier 1 leverage ratio | 10.25% |
| Uninsured deposits (share of deposits) | 20.7% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.22% |
| Loans to deposits | 65.0% |
| Real estate loans (share of loans) | 46.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $75.35M | 46.8% | |
| Commercial & industrial | $13.74M | 8.5% | |
| Consumer / individual | $70.81M | 44.0% | |
| Construction & development | $1.67M | 1.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $279.78M | $263.42M | $661.00K | $14.88M |
| Jun 2023 | $276.55M | $260.02M | $1.29M | $15.24M |
| Jun 2024 | $276.69M | $258.05M | $1.15M | $16.76M |
| Jun 2025 | $271.46M | $254.05M | $1.03M | $16.69M |
| Jun 2026 | $267.38M | $247.54M | $831.00K | $19.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $247.54M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $247.54M.
Similar-sized banks
The Harrison Building And Loan Association ($268.03M) · The Wilmington Savings Bank ($267.34M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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