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The Wilmington Savings Bank
Wilmington, OH · FDIC Certificate #31539 · Chartered 01/0
Total assets
$267.34M
Total deposits
$228.14M
Total equity
$38.54M
Net loans
$207.27M
Branches (offices)
2
Net income (YTD)
$1.04M
Rank: #2,625 of 4,213 U.S. banks by assets · #86 of 155 in Ohio. Assets changed 6.5% and deposits 6.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 5.42% |
| Net interest margin (YTD) | 2.46% |
| Equity to assets | 14.42% |
| Tier 1 leverage ratio | 14.61% |
| Uninsured deposits (share of deposits) | 42.5% |
| Noncurrent loans (share of loans) | 0.82% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 90.9% |
| Real estate loans (share of loans) | 99.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $206.94M | 99.8% | |
| Commercial & industrial | $3.18M | 1.5% | |
| Consumer / individual | $3.46M | 1.7% | |
| Construction & development | $14.68M | 7.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $186.53M | $153.44M | $684.00K | $32.76M |
| Jun 2023 | $210.62M | $158.06M | $320.00K | $33.74M |
| Jun 2024 | $241.73M | $206.73M | $42.00K | $34.10M |
| Jun 2025 | $251.09M | $213.98M | $835.00K | $36.40M |
| Jun 2026 | $267.34M | $228.14M | $1.04M | $38.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $228.14M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $228.14M.
Similar-sized banks
The First National Bank Of Dennison ($267.38M) · Pillar Bank ($267.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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