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The Jacksboro National Bank
Jacksboro, TX · FDIC Certificate #3275 · Chartered 01/0
Total assets
$283.16M
Total deposits
$256.05M
Total equity
$23.69M
Net loans
$143.02M
Branches (offices)
2
Net income (YTD)
$2.11M
Rank: #2,551 of 4,213 U.S. banks by assets · #221 of 346 in Texas. Assets changed -4.9% and deposits -0.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.46% |
| Return on equity | 17.91% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 8.37% |
| Tier 1 leverage ratio | 11.42% |
| Uninsured deposits (share of deposits) | 27.1% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 55.9% |
| Real estate loans (share of loans) | 77.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $110.32M | 77.1% | |
| Commercial & industrial | $14.70M | 10.3% | |
| Consumer / individual | $6.94M | 4.9% | |
| Construction & development | $8.14M | 5.7% | |
| Agricultural | $12.12M | 8.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $288.52M | $272.43M | $1.01M | $13.25M |
| Jun 2023 | $292.88M | $259.23M | $866.00K | $13.63M |
| Jun 2024 | $309.21M | $259.56M | $757.00K | $15.55M |
| Jun 2025 | $297.76M | $256.86M | $1.47M | $19.38M |
| Jun 2026 | $283.16M | $256.05M | $2.11M | $23.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $256.05M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $256.05M.
Similar-sized banks
Bank Of Edmonson County ($283.41M) · Commercial Bank ($282.92M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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