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The Mint National Bank
Kingwood, TX · FDIC Certificate #58764 · Chartered 01/0
Total assets
$388.94M
Total deposits
$306.46M
Total equity
$71.14M
Net loans
$308.98M
Branches (offices)
1
Net income (YTD)
$2.84M
Rank: #2,101 of 4,213 U.S. banks by assets · #185 of 346 in Texas. Assets changed -4.3% and deposits -6.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.44% |
| Return on equity | 8.12% |
| Net interest margin (YTD) | 4.94% |
| Equity to assets | 18.29% |
| Tier 1 leverage ratio | 18.35% |
| Uninsured deposits (share of deposits) | 21.8% |
| Noncurrent loans (share of loans) | 2.78% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 100.8% |
| Real estate loans (share of loans) | 90.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $280.05M | 90.6% | |
| Commercial & industrial | $36.90M | 11.9% | |
| Consumer / individual | $171.00K | 0.1% | |
| Construction & development | $55.28M | 17.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $348.81M | $290.07M | $1.82M | $52.67M |
| Jun 2023 | $396.36M | $308.42M | $1.95M | $57.07M |
| Jun 2024 | $427.15M | $353.01M | $2.50M | $60.77M |
| Jun 2025 | $406.56M | $326.97M | $2.90M | $65.84M |
| Jun 2026 | $388.94M | $306.46M | $2.84M | $71.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $306.46M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $306.46M.
Similar-sized banks
Lakeside Bank ($389.19M) · The Peoples Community Bank ($388.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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