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The State National Bank Of Big Spring
Big Spring, TX · FDIC Certificate #3103 · Chartered 03/0
Total assets
$640.05M
Total deposits
$574.87M
Total equity
$62.97M
Net loans
$94.70M
Branches (offices)
3
Net income (YTD)
$5.61M
Rank: #1,480 of 4,213 U.S. banks by assets · #135 of 346 in Texas. Assets changed 10.9% and deposits 10.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.79% |
| Return on equity | 18.14% |
| Net interest margin (YTD) | 2.90% |
| Equity to assets | 9.84% |
| Tier 1 leverage ratio | 11.19% |
| Uninsured deposits (share of deposits) | 54.2% |
| Noncurrent loans (share of loans) | 1.63% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 16.5% |
| Real estate loans (share of loans) | 56.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $53.20M | 56.2% | |
| Commercial & industrial | $26.22M | 27.7% | |
| Consumer / individual | $1.42M | 1.5% | |
| Construction & development | $5.12M | 5.4% | |
| Agricultural | $15.63M | 16.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $543.09M | $510.09M | $2.38M | $32.51M |
| Jun 2023 | $564.21M | $512.96M | $4.17M | $35.14M |
| Jun 2024 | $554.88M | $497.18M | $4.05M | $45.58M |
| Jun 2025 | $576.97M | $520.65M | $4.20M | $54.20M |
| Jun 2026 | $640.05M | $574.87M | $5.61M | $62.97M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $574.87M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $574.87M.
Similar-sized banks
Trustbank ($640.22M) · First Bank Of Owasso ($639.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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