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Timberland Bank
Hoquiam, WA · FDIC Certificate #28453 · Chartered 01/0
Total assets
$2.06B
Total deposits
$1.76B
Total equity
$272.34M
Net loans
$1.50B
Branches (offices)
24
Net income (YTD)
$15.01M
Rank: #592 of 4,213 U.S. banks by assets · #10 of 28 in Washington. Assets changed 5.3% and deposits 5.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.47% |
| Return on equity | 11.13% |
| Net interest margin (YTD) | 3.85% |
| Equity to assets | 13.22% |
| Tier 1 leverage ratio | 12.85% |
| Uninsured deposits (share of deposits) | 26.8% |
| Noncurrent loans (share of loans) | 0.56% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.9% |
| Real estate loans (share of loans) | 93.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.40B | 93.6% | |
| Commercial & industrial | $118.85M | 7.9% | |
| Consumer / individual | $1.92M | 0.1% | |
| Construction & development | $183.55M | 12.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.89B | $1.66B | $11.13M | $211.39M |
| Jun 2023 | $1.81B | $1.55B | $13.08M | $228.23M |
| Jun 2024 | $1.90B | $1.63B | $11.78M | $240.57M |
| Jun 2025 | $1.96B | $1.67B | $13.98M | $254.94M |
| Jun 2026 | $2.06B | $1.76B | $15.01M | $272.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $1.76B | 24 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.76B.
Similar-sized banks
Gateway First Bank ($2.06B) · Square Financial Services, Inc. ($2.06B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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