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Trinity Bank, N.A.
Fort Worth, TX · FDIC Certificate #57543 · Chartered 05/2
Total assets
$569.13M
Total deposits
$495.81M
Total equity
$70.00M
Net loans
$364.08M
Branches (offices)
1
Net income (YTD)
$4.75M
Rank: #1,620 of 4,213 U.S. banks by assets · #147 of 346 in Texas. Assets changed 8.0% and deposits 6.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.69% |
| Return on equity | 14.06% |
| Net interest margin (YTD) | 4.06% |
| Equity to assets | 12.30% |
| Tier 1 leverage ratio | 12.79% |
| Uninsured deposits (share of deposits) | 52.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 73.4% |
| Real estate loans (share of loans) | 47.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $174.09M | 47.8% | |
| Commercial & industrial | $196.06M | 53.8% | |
| Consumer / individual | $43.00K | 0.0% | |
| Construction & development | $50.54M | 13.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $438.60M | $396.80M | $3.29M | $40.32M |
| Jun 2023 | $449.08M | $401.01M | $3.91M | $45.33M |
| Jun 2024 | $463.03M | $409.26M | $4.18M | $50.96M |
| Jun 2025 | $527.17M | $464.95M | $4.58M | $59.15M |
| Jun 2026 | $569.13M | $495.81M | $4.75M | $70.00M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $495.81M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $495.81M.
Similar-sized banks
Buckeye State Bank ($569.25M) · Table Rock Community Bank ($568.92M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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