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Valuebank Texas
Corpus Christi, TX · FDIC Certificate #19700 · Chartered 04/2
Total assets
$303.59M
Total deposits
$262.96M
Total equity
$37.02M
Net loans
$164.59M
Branches (offices)
9
Net income (YTD)
$1.95M
Rank: #2,447 of 4,213 U.S. banks by assets · #211 of 346 in Texas. Assets changed 0.7% and deposits 0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.29% |
| Return on equity | 10.66% |
| Net interest margin (YTD) | 4.72% |
| Equity to assets | 12.19% |
| Tier 1 leverage ratio | 12.54% |
| Uninsured deposits (share of deposits) | 24.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 62.6% |
| Real estate loans (share of loans) | 96.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $159.13M | 96.7% | |
| Commercial & industrial | $4.36M | 2.6% | |
| Consumer / individual | $2.63M | 1.6% | |
| Construction & development | $36.92M | 22.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $326.07M | $294.97M | $2.07M | $28.62M |
| Jun 2023 | $292.41M | $256.37M | $2.46M | $32.59M |
| Jun 2024 | $309.71M | $270.80M | $2.67M | $35.33M |
| Jun 2025 | $301.36M | $261.25M | $2.16M | $36.64M |
| Jun 2026 | $303.59M | $262.96M | $1.95M | $37.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $262.96M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $262.96M.
Similar-sized banks
Valley Bank Of Commerce ($304.07M) · Citizens Guaranty Bank ($303.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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