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Washington Trust Bank
Spokane, WA · FDIC Certificate #1281 · Chartered 11/0
Total assets
$10.54B
Total deposits
$8.83B
Total equity
$1.01B
Net loans
$7.32B
Branches (offices)
44
Net income (YTD)
$63.13M
Rank: #153 of 4,213 U.S. banks by assets · #3 of 28 in Washington. Assets changed -1.3% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 12.78% |
| Net interest margin (YTD) | 3.84% |
| Equity to assets | 9.57% |
| Tier 1 leverage ratio | 9.73% |
| Uninsured deposits (share of deposits) | 57.3% |
| Noncurrent loans (share of loans) | 0.73% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 82.9% |
| Real estate loans (share of loans) | 74.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.46B | 74.6% | |
| Commercial & industrial | $1.46B | 19.9% | |
| Consumer / individual | $136.43M | 1.9% | |
| Construction & development | $778.48M | 10.6% | |
| Agricultural | $207.54M | 2.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $10.61B | $9.46B | $58.97M | $816.39M |
| Jun 2023 | $10.64B | $7.91B | $35.69M | $842.36M |
| Jun 2024 | $10.79B | $7.98B | $23.77M | $876.35M |
| Jun 2025 | $10.68B | $8.68B | $37.06M | $934.42M |
| Jun 2026 | $10.54B | $8.83B | $63.13M | $1.01B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $6.73B | 30 |
| Idaho | $1.70B | 12 |
| Oregon | $400.86M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $8.83B.
Similar-sized banks
Wex Bank ($10.71B) · Charles Schwab Trust Bank ($10.51B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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