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Weststar Bank
El Paso, TX · FDIC Certificate #32941 · Chartered 05/0
Total assets
$3.28B
Total deposits
$2.85B
Total equity
$383.43M
Net loans
$2.50B
Branches (offices)
14
Net income (YTD)
$36.65M
Rank: #393 of 4,213 U.S. banks by assets · #30 of 346 in Texas. Assets changed 1.2% and deposits -1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.29% |
| Return on equity | 19.53% |
| Net interest margin (YTD) | 3.87% |
| Equity to assets | 11.69% |
| Tier 1 leverage ratio | 12.27% |
| Uninsured deposits (share of deposits) | 61.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 87.7% |
| Real estate loans (share of loans) | 77.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.94B | 77.8% | |
| Commercial & industrial | $430.93M | 17.3% | |
| Consumer / individual | $1.03M | 0.0% | |
| Construction & development | $331.69M | 13.3% | |
| Agricultural | $4.41M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.80B | $2.57B | $25.71M | $213.28M |
| Jun 2023 | $2.82B | $2.42B | $25.70M | $247.18M |
| Jun 2024 | $3.31B | $2.71B | $26.34M | $291.80M |
| Jun 2025 | $3.24B | $2.88B | $30.20M | $338.66M |
| Jun 2026 | $3.28B | $2.85B | $36.65M | $383.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $2.78B | 13 |
| New Mexico | $64.95M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.85B.
Similar-sized banks
Lone Star National Bank ($3.28B) · Stearns Bank National Association ($3.27B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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