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Woori America Bank
New York, NY · FDIC Certificate #24920 · Chartered 01/2
Total assets
$4.12B
Total deposits
$3.53B
Total equity
$537.73M
Net loans
$3.04B
Branches (offices)
22
Net income (YTD)
$14.60M
Rank: #328 of 4,213 U.S. banks by assets · #28 of 115 in New York. Assets changed 6.2% and deposits 7.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.72% |
| Return on equity | 5.52% |
| Net interest margin (YTD) | 2.93% |
| Equity to assets | 13.06% |
| Tier 1 leverage ratio | 12.78% |
| Uninsured deposits (share of deposits) | 68.7% |
| Noncurrent loans (share of loans) | 1.92% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 86.2% |
| Real estate loans (share of loans) | 84.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.56B | 84.2% | |
| Commercial & industrial | $528.41M | 17.4% | |
| Consumer / individual | $1.60M | 0.1% | |
| Construction & development | $26.23M | 0.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.04B | $2.61B | $12.58M | $413.89M |
| Jun 2023 | $3.30B | $2.79B | $15.79M | $442.61M |
| Jun 2024 | $3.58B | $3.04B | $11.74M | $467.97M |
| Jun 2025 | $3.88B | $3.28B | $17.22M | $502.38M |
| Jun 2026 | $4.12B | $3.53B | $14.60M | $537.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $1.47B | 5 |
| New Jersey | $712.65M | 4 |
| California | $471.76M | 6 |
| Virginia | $337.53M | 2 |
| Georgia | $198.97M | - |
| Pennsylvania | $162.46M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.53B.
Similar-sized banks
United Community Bank ($4.13B) · First Bank ($4.09B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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