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Alco
Wellsville, NY · NCUA Charter #8975 · Federal charter · Chartered 1953
Total assets
$61.46M
Shares & deposits
$53.04M
Total loans
$32.61M
Members
6,848
Net worth
$8.44M
Branches
4
Rank: #2,234 of 4,299 U.S. credit unions by assets · #114 of 268 in New York. Assets changed 3.5% and membership 1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.74% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.50% |
| Loans to shares & deposits | 61.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $47.43M | $41.28M | $0 | $6.03M |
| Jun 2023 | $50.57M | $44.13M | $0 | $6.32M |
| Jun 2024 | $55.43M | $48.28M | $0 | $6.96M |
| Jun 2025 | $59.40M | $51.80M | $0 | $7.62M |
| Jun 2026 | $61.46M | $53.04M | $0 | $8.44M |
Branch footprint
| State | Branches |
|---|---|
| New York | 4 |
Similar-sized credit unions
University Of Louisiana ($61.47M) · Mohave Community ($61.39M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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