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Covenant Savings
Killeen, TX · NCUA Charter #24532 · Federal charter · Chartered 1994
Total assets
$4.16M
Shares & deposits
$3.63M
Total loans
$2.66M
Members
1,183
Net worth
$518.84K
Branches
1
Rank: #3,904 of 4,299 U.S. credit unions by assets · #349 of 380 in Texas. Assets changed 3.8% and membership -0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.48% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.62% |
| Loans to shares & deposits | 73.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.12M | $3.78M | $0 | $287.27K |
| Jun 2023 | $4.05M | $3.69M | $0 | $328.85K |
| Jun 2024 | $3.71M | $3.31M | $0 | $382.16K |
| Jun 2025 | $4.00M | $3.46M | $0 | $445.94K |
| Jun 2026 | $4.16M | $3.63M | $0 | $518.84K |
Branch footprint
| State | Branches |
|---|---|
| Texas | 1 |
Similar-sized credit unions
Trinity U.C.C. ($4.17M) · Mckeesport Area Public School Emp ($4.15M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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