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Credit Human
San Antonio, TX · NCUA Charter #24382 · Federal charter · Chartered 1935
Total assets
$4.34B
Shares & deposits
$3.59B
Total loans
$3.88B
Members
259,260
Net worth
$319.34M
Branches
30
Rank: #112 of 4,299 U.S. credit unions by assets · #8 of 380 in Texas. Assets changed -0.9% and membership 1.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 7.35% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.70% |
| Loans to shares & deposits | 108.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.62B | $2.82B | $0 | $375.02M |
| Jun 2023 | $3.75B | $2.96B | $0 | $376.35M |
| Jun 2024 | $4.40B | $3.65B | $0 | $349.66M |
| Jun 2025 | $4.38B | $3.64B | $0 | $328.12M |
| Jun 2026 | $4.34B | $3.59B | $0 | $319.34M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 22 |
| Louisiana | 6 |
| North Carolina | 1 |
| Washington | 1 |
Similar-sized credit unions
Affinity ($4.35B) · Empower ($4.34B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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