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Ecm
RIDGELAND, MS · NCUA Charter #24883 · Federal charter · Chartered 1967
Total assets
$28.87M
Shares & deposits
$24.40M
Total loans
$15.16M
Members
2,304
Net worth
$4.29M
Branches
1
Rank: #2,867 of 4,299 U.S. credit unions by assets · #24 of 55 in Mississippi. Assets changed 4.3% and membership -1.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.87% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.44% |
| Loans to shares & deposits | 62.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $26.15M | $23.00M | $0 | $3.00M |
| Jun 2023 | $27.41M | $24.13M | $0 | $3.16M |
| Jun 2024 | $27.85M | $24.22M | $0 | $3.49M |
| Jun 2025 | $27.69M | $23.60M | $0 | $3.94M |
| Jun 2026 | $28.87M | $24.40M | $0 | $4.29M |
Branch footprint
| State | Branches |
|---|---|
| Mississippi | 1 |
Similar-sized credit unions
Butler County Teachers ($28.88M) · Emerald Empire ($28.82M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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