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Emerald Empire
Springfield, OR · NCUA Charter #9877 · Federal charter · Chartered 1954
Total assets
$28.82M
Shares & deposits
$22.79M
Total loans
$20.96M
Members
2,547
Net worth
$5.81M
Branches
2
Rank: #2,868 of 4,299 U.S. credit unions by assets · #42 of 47 in Oregon. Assets changed 1.7% and membership 1.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 20.16% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.48% |
| Loans to shares & deposits | 92.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $29.47M | $24.61M | $0 | $4.81M |
| Jun 2023 | $26.78M | $21.46M | $0 | $5.22M |
| Jun 2024 | $26.59M | $20.86M | $0 | $5.55M |
| Jun 2025 | $28.34M | $22.34M | $0 | $5.76M |
| Jun 2026 | $28.82M | $22.79M | $0 | $5.81M |
Branch footprint
| State | Branches |
|---|---|
| Oregon | 2 |
Similar-sized credit unions
Ecm ($28.87M) · Tri-Lakes ($28.67M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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