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Empire One
Cheektowaga, NY · NCUA Charter #613 · Federal charter · Chartered 1935
Total assets
$75.96M
Shares & deposits
$67.63M
Total loans
$29.62M
Members
4,849
Net worth
$7.68M
Branches
2
Rank: #2,059 of 4,299 U.S. credit unions by assets · #106 of 268 in New York. Assets changed -1.4% and membership -4.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.11% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.29% |
| Loans to shares & deposits | 43.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $86.24M | $77.67M | $0 | $8.51M |
| Jun 2023 | $84.08M | $75.61M | $0 | $8.42M |
| Jun 2024 | $77.80M | $69.46M | $0 | $8.39M |
| Jun 2025 | $77.07M | $68.96M | $0 | $8.09M |
| Jun 2026 | $75.96M | $67.63M | $0 | $7.68M |
Branch footprint
| State | Branches |
|---|---|
| New York | 2 |
Similar-sized credit unions
Chattanooga Federal Employees ($76.03M) · Omaha Firefighters ($75.96M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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