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Financial Trust
Cheektowaga, NY · NCUA Charter #6870 · Federal charter · Chartered 1950
Total assets
$203.36M
Shares & deposits
$172.23M
Total loans
$110.45M
Members
13,730
Net worth
$30.55M
Branches
6
Rank: #1,274 of 4,299 U.S. credit unions by assets · #59 of 268 in New York. Assets changed 9.7% and membership -0.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.02% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.28% |
| Loans to shares & deposits | 64.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $167.95M | $147.79M | $0 | $19.46M |
| Jun 2023 | $170.84M | $148.34M | $0 | $21.96M |
| Jun 2024 | $174.36M | $148.75M | $0 | $24.75M |
| Jun 2025 | $185.39M | $157.09M | $0 | $27.77M |
| Jun 2026 | $203.36M | $172.23M | $0 | $30.55M |
Branch footprint
| State | Branches |
|---|---|
| New York | 6 |
Similar-sized credit unions
Trunorth ($203.48M) · Employees ($203.35M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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