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First Area
Lewistown, PA · NCUA Charter #14346 · Federal charter · Chartered 1961
Total assets
$29.93M
Shares & deposits
$27.01M
Total loans
$4.72M
Members
2,599
Net worth
$3.03M
Branches
2
Rank: #2,835 of 4,299 U.S. credit unions by assets · #152 of 269 in Pennsylvania. Assets changed -1.0% and membership -4.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.12% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.15% |
| Loans to shares & deposits | 17.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $28.39M | $26.68M | $0 | $1.99M |
| Jun 2023 | $28.08M | $26.28M | $0 | $2.18M |
| Jun 2024 | $27.41M | $25.24M | $0 | $2.15M |
| Jun 2025 | $30.22M | $27.65M | $0 | $2.55M |
| Jun 2026 | $29.93M | $27.01M | $0 | $3.03M |
Branch footprint
| State | Branches |
|---|---|
| Pennsylvania | 1 |
| Indiana | 1 |
Similar-sized credit unions
Spark ($29.95M) · Sun Pacific ($29.91M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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