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First Choice Financial
Gloversville, NY · NCUA Charter #21012 · Federal charter · Chartered 1972
Total assets
$183.68M
Shares & deposits
$161.74M
Total loans
$90.67M
Members
13,233
Net worth
$23.97M
Branches
3
Rank: #1,348 of 4,299 U.S. credit unions by assets · #61 of 268 in New York. Assets changed -2.7% and membership 0.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.05% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.30% |
| Loans to shares & deposits | 56.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $158.31M | $144.13M | $0 | $15.97M |
| Jun 2023 | $161.56M | $148.31M | $0 | $17.63M |
| Jun 2024 | $172.03M | $155.60M | $0 | $19.76M |
| Jun 2025 | $188.75M | $159.41M | $0 | $21.83M |
| Jun 2026 | $183.68M | $161.74M | $0 | $23.97M |
Branch footprint
| State | Branches |
|---|---|
| New York | 3 |
Similar-sized credit unions
Safe Harbor ($183.81M) · Heritage South ($183.67M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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