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First Source
New Hartford, NY · NCUA Charter #2658 · Federal charter · Chartered 1938
Total assets
$1.12B
Shares & deposits
$999.14M
Total loans
$1.06B
Members
64,681
Net worth
$113.86M
Branches
6
Rank: #437 of 4,299 U.S. credit unions by assets · #24 of 268 in New York. Assets changed 4.0% and membership 2.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.29% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.61% |
| Loans to shares & deposits | 105.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $853.17M | $764.00M | $0 | $81.73M |
| Jun 2023 | $1.00B | $863.46M | $0 | $89.80M |
| Jun 2024 | $1.03B | $910.56M | $0 | $97.35M |
| Jun 2025 | $1.08B | $965.94M | $0 | $105.11M |
| Jun 2026 | $1.12B | $999.14M | $0 | $113.86M |
Branch footprint
| State | Branches |
|---|---|
| New York | 6 |
Similar-sized credit unions
Radiant ($1.12B) · Peach State ($1.12B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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