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Firstlight
El Paso, TX · NCUA Charter #10174 · Federal charter · Chartered 1955
Total assets
$1.63B
Shares & deposits
$1.45B
Total loans
$1.34B
Members
97,419
Net worth
$168.90M
Branches
13
Rank: #307 of 4,299 U.S. credit unions by assets · #21 of 380 in Texas. Assets changed 2.8% and membership -2.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.33% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.23% |
| Loans to shares & deposits | 92.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.46B | $1.31B | $0 | $138.14M |
| Jun 2023 | $1.58B | $1.33B | $0 | $151.41M |
| Jun 2024 | $1.60B | $1.32B | $0 | $157.59M |
| Jun 2025 | $1.59B | $1.42B | $0 | $157.04M |
| Jun 2026 | $1.63B | $1.45B | $0 | $168.90M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 10 |
| New Mexico | 3 |
Similar-sized credit unions
Create ($1.64B) · San Francisco ($1.63B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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