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G.A.P.
JOHNSTOWN, PA · NCUA Charter #2405 · Federal charter · Chartered 1937
Total assets
$78.98M
Shares & deposits
$67.80M
Total loans
$38.87M
Members
6,499
Net worth
$10.85M
Branches
6
Rank: #2,022 of 4,299 U.S. credit unions by assets · #96 of 269 in Pennsylvania. Assets changed 5.9% and membership 0.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.74% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.52% |
| Loans to shares & deposits | 57.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $68.75M | $61.47M | $0 | $6.95M |
| Jun 2023 | $68.02M | $60.09M | $0 | $7.78M |
| Jun 2024 | $70.96M | $61.90M | $0 | $8.83M |
| Jun 2025 | $74.56M | $64.22M | $0 | $10.08M |
| Jun 2026 | $78.98M | $67.80M | $0 | $10.85M |
Branch footprint
| State | Branches |
|---|---|
| Pennsylvania | 6 |
Similar-sized credit unions
Credit Union Of Atlanta ($79.12M) · Hawaii Schools ($78.86M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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