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Garden Savings
PARSIPPANY, NJ · NCUA Charter #18710 · Federal charter · Chartered 1968
Total assets
$495.50M
Shares & deposits
$423.28M
Total loans
$363.69M
Members
30,058
Net worth
$41.89M
Branches
7
Rank: #764 of 4,299 U.S. credit unions by assets · #6 of 126 in New Jersey. Assets changed -2.5% and membership -5.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.45% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.58% |
| Loans to shares & deposits | 85.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $412.96M | $375.41M | $0 | $35.83M |
| Jun 2023 | $425.99M | $356.98M | $0 | $38.28M |
| Jun 2024 | $436.55M | $365.54M | $0 | $37.41M |
| Jun 2025 | $508.39M | $444.60M | $0 | $40.41M |
| Jun 2026 | $495.50M | $423.28M | $0 | $41.89M |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 7 |
Similar-sized credit unions
Advantage ($497.52M) · Genco ($494.73M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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