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Genco
Waco, TX · NCUA Charter #8585 · Federal charter · Chartered 1953
Total assets
$494.73M
Shares & deposits
$421.85M
Total loans
$238.53M
Members
38,319
Net worth
$70.56M
Branches
5
Rank: #765 of 4,299 U.S. credit unions by assets · #65 of 380 in Texas. Assets changed 5.5% and membership -1.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.26% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.11% |
| Loans to shares & deposits | 56.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $429.62M | $381.85M | $0 | $46.73M |
| Jun 2023 | $429.19M | $376.95M | $0 | $50.75M |
| Jun 2024 | $438.93M | $383.87M | $0 | $55.11M |
| Jun 2025 | $469.06M | $404.21M | $0 | $62.16M |
| Jun 2026 | $494.73M | $421.85M | $0 | $70.56M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 5 |
Similar-sized credit unions
Garden Savings ($495.50M) · Cumberland County ($493.96M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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