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Harbor Pointe
DULUTH, MN · NCUA Charter #60207 · State charter, federally insured · Chartered 1933
Total assets
$158.49M
Shares & deposits
$136.47M
Total loans
$131.03M
Members
7,971
Net worth
$21.60M
Branches
4
Rank: #1,462 of 4,299 U.S. credit unions by assets · #35 of 80 in Minnesota. Assets changed 7.1% and membership -0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.63% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.84% |
| Loans to shares & deposits | 96.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $153.80M | $139.99M | $0 | $14.61M |
| Jun 2023 | $147.50M | $132.38M | $0 | $16.05M |
| Jun 2024 | $144.18M | $126.96M | $0 | $17.46M |
| Jun 2025 | $147.96M | $128.37M | $0 | $19.41M |
| Jun 2026 | $158.49M | $136.47M | $0 | $21.60M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 3 |
| Wisconsin | 1 |
Similar-sized credit unions
Bfg ($159.62M) · Chocolate Bayou Community ($158.08M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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