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Chocolate Bayou Community
Alvin, TX · NCUA Charter #15143 · Federal charter · Chartered 1962
Total assets
$158.08M
Shares & deposits
$136.69M
Total loans
$77.87M
Members
10,979
Net worth
$20.35M
Branches
4
Rank: #1,463 of 4,299 U.S. credit unions by assets · #118 of 380 in Texas. Assets changed 4.0% and membership -6.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.87% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.53% |
| Loans to shares & deposits | 57.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $160.42M | $146.68M | $0 | $14.64M |
| Jun 2023 | $154.07M | $137.78M | $0 | $16.92M |
| Jun 2024 | $149.77M | $132.23M | $0 | $18.36M |
| Jun 2025 | $152.02M | $132.87M | $0 | $19.66M |
| Jun 2026 | $158.08M | $136.69M | $0 | $20.35M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 4 |
Similar-sized credit unions
Harbor Pointe ($158.49M) · 44 North ($157.62M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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