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Inner Lakes
Westfield, NY · NCUA Charter #7717 · Federal charter · Chartered 1952
Total assets
$165.89M
Shares & deposits
$155.53M
Total loans
$52.80M
Members
10,464
Net worth
$16.32M
Branches
6
Rank: #1,431 of 4,299 U.S. credit unions by assets · #67 of 268 in New York. Assets changed 6.1% and membership 14.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.84% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.49% |
| Loans to shares & deposits | 33.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $135.24M | $131.19M | $0 | $11.22M |
| Jun 2023 | $138.22M | $134.94M | $0 | $13.35M |
| Jun 2024 | $142.90M | $137.45M | $0 | $14.00M |
| Jun 2025 | $156.35M | $148.65M | $0 | $15.23M |
| Jun 2026 | $165.89M | $155.53M | $0 | $16.32M |
Branch footprint
| State | Branches |
|---|---|
| New York | 6 |
Similar-sized credit unions
Cent ($165.99M) · Foothills ($165.63M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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