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J.C.T.
Edna, TX · NCUA Charter #20581 · Federal charter · Chartered 1971
Total assets
$10.00M
Shares & deposits
$8.72M
Total loans
$4.37M
Members
586
Net worth
$1.27M
Branches
1
Rank: #3,528 of 4,299 U.S. credit unions by assets · #305 of 380 in Texas. Assets changed -7.8% and membership -3.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.67% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 50.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $10.59M | $9.55M | $0 | $1.03M |
| Jun 2023 | $9.90M | $8.80M | $0 | $1.09M |
| Jun 2024 | $10.48M | $9.32M | $0 | $1.15M |
| Jun 2025 | $10.85M | $9.61M | $0 | $1.22M |
| Jun 2026 | $10.00M | $8.72M | $0 | $1.27M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 1 |
Similar-sized credit unions
Evergreen Park Schools ($10.02M) · Bloomfield Fire And Police ($9.97M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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