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Credit Unions · Texas

Lifetime

Richardson, TX · NCUA Charter #6012 · Federal charter · Chartered 1949

Total assets
$55.17M
Shares & deposits
$44.97M
Total loans
$25.90M
Members
4,146
Net worth
$10.18M
Branches
2
Rank: #2,319 of 4,299 U.S. credit unions by assets · #183 of 380 in Texas. Assets changed -2.1% and membership -4.7% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)18.45%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)1.20%
Loans to shares & deposits57.6%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$53.18M$43.69M$0$10.27M
Jun 2023$56.24M$45.38M$0$10.57M
Jun 2024$56.99M$46.55M$0$10.30M
Jun 2025$56.38M$45.75M$0$10.22M
Jun 2026$55.17M$44.97M$0$10.18M

Branch footprint

StateBranches
Texas1
Oklahoma1

Similar-sized credit unions

Fedtrust ($55.26M) · Empower Blue ($55.08M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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