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Credit Unions · Texas

Matagorda County

Bay City, TX · NCUA Charter #67545 · State charter, federally insured · Chartered 1961

Total assets
$36.24M
Shares & deposits
$29.90M
Total loans
$17.04M
Members
2,428
Net worth
$6.30M
Branches
3
Rank: #2,679 of 4,299 U.S. credit unions by assets · #212 of 380 in Texas. Assets changed 2.0% and membership 0.1% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)17.39%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.04%
Loans to shares & deposits57.0%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$35.11M$30.99M$0$4.01M
Jun 2023$35.62M$30.96M$0$4.41M
Jun 2024$34.24M$29.09M$0$4.95M
Jun 2025$35.54M$29.68M$0$5.67M
Jun 2026$36.24M$29.90M$0$6.30M

Branch footprint

StateBranches
Texas3

Similar-sized credit unions

Illinois Valley ($36.29M) · Shuford ($36.10M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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