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Members Choice Of Central Texas
WACO, TX · NCUA Charter #199 · Federal charter · Chartered 1935
Total assets
$212.90M
Shares & deposits
$181.78M
Total loans
$121.62M
Members
18,057
Net worth
$34.62M
Branches
3
Rank: #1,245 of 4,299 U.S. credit unions by assets · #102 of 380 in Texas. Assets changed 1.7% and membership -3.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 16.26% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 66.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $224.63M | $199.77M | $0 | $29.29M |
| Jun 2023 | $219.17M | $193.91M | $0 | $30.98M |
| Jun 2024 | $210.28M | $182.04M | $0 | $32.06M |
| Jun 2025 | $209.44M | $180.66M | $0 | $33.18M |
| Jun 2026 | $212.90M | $181.78M | $0 | $34.62M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 3 |
Similar-sized credit unions
U. S. Employees O. C. ($213.47M) · Aac ($212.43M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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