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Members First
Midland, MI · NCUA Charter #62076 · State charter, federally insured · Chartered 1936
Total assets
$905.44M
Shares & deposits
$779.48M
Total loans
$643.95M
Members
67,906
Net worth
$83.42M
Branches
11
Rank: #518 of 4,299 U.S. credit unions by assets · #32 of 169 in Michigan. Assets changed 2.5% and membership 1.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.36% |
| Loans to shares & deposits | 82.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $747.25M | $681.32M | $0 | $74.25M |
| Jun 2023 | $812.71M | $692.42M | $0 | $78.48M |
| Jun 2024 | $847.59M | $729.68M | $0 | $77.29M |
| Jun 2025 | $883.69M | $764.17M | $0 | $78.61M |
| Jun 2026 | $905.44M | $779.48M | $0 | $83.42M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 11 |
Similar-sized credit unions
Cedar Point ($905.82M) · Texas Bay ($905.02M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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