Advertisement
Texas Bay
Houston, TX · NCUA Charter #67465 · State charter, federally insured · Chartered 1936
Total assets
$905.02M
Shares & deposits
$763.46M
Total loans
$711.15M
Members
59,863
Net worth
$67.77M
Branches
10
Rank: #519 of 4,299 U.S. credit unions by assets · #43 of 380 in Texas. Assets changed 3.6% and membership -1.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 7.49% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.35% |
| Loans to shares & deposits | 93.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $609.24M | $503.22M | $0 | $61.64M |
| Jun 2023 | $697.17M | $528.65M | $0 | $65.63M |
| Jun 2024 | $801.60M | $656.69M | $0 | $68.13M |
| Jun 2025 | $873.49M | $733.94M | $0 | $66.32M |
| Jun 2026 | $905.02M | $763.46M | $0 | $67.77M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 10 |
Similar-sized credit unions
Members First ($905.44M) · Merced School Employees ($899.03M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement