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Credit Unions · Texas

Morris Sheppard Texarkana

TEXARKANA, TX · NCUA Charter #1 · Federal charter · Chartered 1934

Total assets
$13.22M
Shares & deposits
$11.68M
Total loans
$9.23M
Members
1,249
Net worth
$1.54M
Branches
2
Rank: #3,368 of 4,299 U.S. credit unions by assets · #283 of 380 in Texas. Assets changed 3.7% and membership -2.4% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)11.64%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.34%
Loans to shares & deposits79.1%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$12.43M$11.27M$0$1.15M
Jun 2023$11.60M$10.37M$0$1.23M
Jun 2024$11.11M$9.76M$0$1.35M
Jun 2025$12.74M$11.31M$0$1.43M
Jun 2026$13.22M$11.68M$0$1.54M

Branch footprint

StateBranches
Texas2

Similar-sized credit unions

Scurry County School ($13.24M) · United Hospital Center ($13.22M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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