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Troy, NY · NCUA Charter #9486 · Federal charter · Chartered 1954
Total assets
$107.62M
Shares & deposits
$98.92M
Total loans
$36.37M
Members
4,050
Net worth
$10.84M
Branches
3
Rank: #1,764 of 4,299 U.S. credit unions by assets · #87 of 268 in New York. Assets changed -0.8% and membership -12.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.68% |
| Loans to shares & deposits | 36.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $121.41M | $112.62M | $0 | $8.78M |
| Jun 2023 | $119.13M | $109.73M | $0 | $9.40M |
| Jun 2024 | $107.27M | $97.48M | $0 | $9.68M |
| Jun 2025 | $108.53M | $98.27M | $0 | $10.00M |
| Jun 2026 | $107.62M | $98.92M | $0 | $10.84M |
Branch footprint
| State | Branches |
|---|---|
| New York | 3 |
Similar-sized credit unions
Leatherstocking Region ($107.66M) · Raritan Bay ($107.55M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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