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Niagara Regional
North Tonawanda, NY · NCUA Charter #3285 · Federal charter · Chartered 1939
Total assets
$40.07M
Shares & deposits
$36.57M
Total loans
$24.78M
Members
2,404
Net worth
$3.38M
Branches
2
Rank: #2,592 of 4,299 U.S. credit unions by assets · #147 of 268 in New York. Assets changed 6.4% and membership 0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.43% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.16% |
| Loans to shares & deposits | 67.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $41.90M | $39.13M | $0 | $2.66M |
| Jun 2023 | $39.23M | $36.44M | $0 | $2.73M |
| Jun 2024 | $37.06M | $33.46M | $0 | $2.82M |
| Jun 2025 | $37.64M | $34.47M | $0 | $3.08M |
| Jun 2026 | $40.07M | $36.57M | $0 | $3.38M |
Branch footprint
| State | Branches |
|---|---|
| New York | 2 |
Similar-sized credit unions
Chaves County School Employees ($40.09M) · Diablo Valley ($40.05M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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