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Niagara-Wheatfield
SANBORN, NY · NCUA Charter #14040 · Federal charter · Chartered 1960
Total assets
$21.39M
Shares & deposits
$19.15M
Total loans
$9.34M
Members
1,811
Net worth
$2.29M
Branches
2
Rank: #3,079 of 4,299 U.S. credit unions by assets · #180 of 268 in New York. Assets changed -0.2% and membership -1.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.72% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 4.00% |
| Loans to shares & deposits | 48.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $22.70M | $21.05M | $0 | $1.64M |
| Jun 2023 | $22.46M | $20.69M | $0 | $1.76M |
| Jun 2024 | $21.98M | $20.11M | $0 | $1.86M |
| Jun 2025 | $21.43M | $19.44M | $0 | $2.05M |
| Jun 2026 | $21.39M | $19.15M | $0 | $2.29M |
Branch footprint
| State | Branches |
|---|---|
| New York | 2 |
Similar-sized credit unions
Encentus ($21.40M) · Electrical Workers Local 58 ($21.37M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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