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Credit Unions · Georgia

North Georgia

Toccoa, GA · NCUA Charter #67395 · State charter, federally insured · Chartered 1991

Total assets
$121.74M
Shares & deposits
$105.94M
Total loans
$89.25M
Members
11,777
Net worth
$13.58M
Branches
5
Rank: #1,674 of 4,299 U.S. credit unions by assets · #29 of 71 in Georgia. Assets changed 8.8% and membership -3.6% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)11.15%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.11%
Loans to shares & deposits84.2%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$93.00M$83.42M$0$9.10M
Jun 2023$94.91M$83.97M$0$10.36M
Jun 2024$103.30M$89.99M$0$11.72M
Jun 2025$111.86M$96.92M$0$12.87M
Jun 2026$121.74M$105.94M$0$13.58M

Branch footprint

StateBranches
Georgia5

Similar-sized credit unions

Governmental Employees ($121.83M) · St. Michaels Fall River ($121.41M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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