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St. Michaels Fall River
Fall River, MA · NCUA Charter #8915 · Federal charter · Chartered 1953
Total assets
$121.41M
Shares & deposits
$109.96M
Total loans
$107.42M
Members
3,151
Net worth
$11.23M
Branches
2
Rank: #1,675 of 4,299 U.S. credit unions by assets · #55 of 121 in Massachusetts. Assets changed -0.9% and membership -0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.25% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.54% |
| Loans to shares & deposits | 97.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $111.73M | $103.24M | $0 | $8.44M |
| Jun 2023 | $99.67M | $89.73M | $0 | $9.84M |
| Jun 2024 | $113.10M | $100.80M | $0 | $10.16M |
| Jun 2025 | $122.50M | $108.79M | $0 | $10.51M |
| Jun 2026 | $121.41M | $109.96M | $0 | $11.23M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 2 |
Similar-sized credit unions
North Georgia ($121.74M) · Casco ($121.32M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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