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North Towns
Clarence, NY · NCUA Charter #9812 · Federal charter · Chartered 1954
Total assets
$51.72M
Shares & deposits
$46.73M
Total loans
$28.39M
Members
3,035
Net worth
$4.91M
Branches
2
Rank: #2,365 of 4,299 U.S. credit unions by assets · #127 of 268 in New York. Assets changed 6.5% and membership 0.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.50% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.63% |
| Loans to shares & deposits | 60.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $37.92M | $34.51M | $0 | $3.35M |
| Jun 2023 | $41.44M | $37.71M | $0 | $3.67M |
| Jun 2024 | $44.50M | $40.64M | $0 | $3.83M |
| Jun 2025 | $48.55M | $44.22M | $0 | $4.27M |
| Jun 2026 | $51.72M | $46.73M | $0 | $4.91M |
Branch footprint
| State | Branches |
|---|---|
| New York | 2 |
Similar-sized credit unions
U.P.S. Employees ($51.79M) · Metro Community ($51.70M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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