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O And R Utilities Employees
Monroe, NY · NCUA Charter #23700 · Federal charter · Chartered 1980
Total assets
$34.68M
Shares & deposits
$30.55M
Total loans
$25.78M
Members
1,896
Net worth
$4.11M
Branches
1
Rank: #2,719 of 4,299 U.S. credit unions by assets · #155 of 268 in New York. Assets changed 10.2% and membership -1.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.86% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.27% |
| Loans to shares & deposits | 84.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $23.04M | $20.29M | $0 | $2.70M |
| Jun 2023 | $24.92M | $21.89M | $0 | $2.97M |
| Jun 2024 | $28.86M | $25.49M | $0 | $3.36M |
| Jun 2025 | $31.46M | $27.58M | $0 | $3.84M |
| Jun 2026 | $34.68M | $30.55M | $0 | $4.11M |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
Similar-sized credit unions
Metropolitan District Employees ($34.68M) · 1St Street ($34.50M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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