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Point Breeze
Hunt Valley, MD · NCUA Charter #66585 · State charter, federally insured · Chartered 1935
Total assets
$1.06B
Shares & deposits
$914.15M
Total loans
$729.40M
Members
72,869
Net worth
$139.95M
Branches
6
Rank: #456 of 4,299 U.S. credit unions by assets · #10 of 60 in Maryland. Assets changed 9.7% and membership 9.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.02% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.22% |
| Loans to shares & deposits | 79.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $957.11M | $837.06M | $0 | $121.96M |
| Jun 2023 | $929.08M | $803.15M | $0 | $124.57M |
| Jun 2024 | $931.66M | $786.36M | $0 | $126.01M |
| Jun 2025 | $968.01M | $831.62M | $0 | $129.13M |
| Jun 2026 | $1.06B | $914.15M | $0 | $139.95M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 5 |
| California | 1 |
Similar-sized credit unions
Ideal ($1.07B) · Zeal ($1.06B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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