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Zeal
Livonia, MI · NCUA Charter #62426 · State charter, federally insured · Chartered 1954
Total assets
$1.06B
Shares & deposits
$843.60M
Total loans
$710.18M
Members
69,473
Net worth
$210.06M
Branches
18
Rank: #457 of 4,299 U.S. credit unions by assets · #26 of 169 in Michigan. Assets changed 20.8% and membership 5.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 19.82% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.04% |
| Loans to shares & deposits | 84.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $855.78M | $733.78M | $0 | $117.78M |
| Jun 2023 | $832.03M | $699.80M | $0 | $138.14M |
| Jun 2024 | $823.74M | $668.61M | $0 | $160.81M |
| Jun 2025 | $877.50M | $690.21M | $0 | $185.18M |
| Jun 2026 | $1.06B | $843.60M | $0 | $210.06M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 18 |
Similar-sized credit unions
Point Breeze ($1.06B) · Connex ($1.06B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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