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Raiz
EL PASO, TX · NCUA Charter #1409 · Federal charter · Chartered 1936
Total assets
$1.09B
Shares & deposits
$850.42M
Total loans
$858.70M
Members
78,753
Net worth
$111.72M
Branches
11
Rank: #449 of 4,299 U.S. credit unions by assets · #35 of 380 in Texas. Assets changed 5.0% and membership 3.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.21% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.60% |
| Loans to shares & deposits | 101.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $908.55M | $795.62M | $0 | $115.76M |
| Jun 2023 | $1.02B | $857.08M | $0 | $121.79M |
| Jun 2024 | $998.17M | $847.52M | $0 | $120.47M |
| Jun 2025 | $1.04B | $896.97M | $0 | $110.02M |
| Jun 2026 | $1.09B | $850.42M | $0 | $111.72M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 11 |
Similar-sized credit unions
Hfs ($1.10B) · Blupeak ($1.09B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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